Spotting provider clusters in property loss files
Cross-file patterns among contractors and loss assessors that deserve a quiet SIU conversation before the next typhoon season.
Fraud in property portfolios rarely arrives as a single spectacular fake. More often it is a quiet cluster: the same contractor across unrelated insureds, identical photo angles, or invoices that share formatting quirks across different company letterheads.
Our fraud pattern reports start with provider frequency, then add claim timing relative to weather events, and finally document reuse checks. Visual exhibits show the cluster without naming insureds in open circulation versions—useful when you brief SIU before formal investigation.
Referral decisions remain yours. We flag patterns; we do not accuse. That distinction matters for privacy and for maintaining working relationships with honest repair networks that happen to appear frequently in a legitimate portfolio.