Reserve Adequacy Study
Independent look at case reserves versus emerging loss trends, with charts and narrative suited for actuarial and finance committees.
Review detailsHo Chi Minh City · Est. 2014
We read claim files the way a reserving committee wishes someone would: carefully, with reserve commentary and fraud-pattern notes that survive the next audit week.
Our Claims File Review is the engagement most insurers book first: a sampled set of open and closed files, read against your manuals, with a reserve recommendation schedule at the end.
Line-by-line examination of liability, quantum, and reserve adequacy. Fraud indicators are flagged where patterns appear; we leave booking decisions with your reserving committee.
See scope and processSupporting studies for finance committees, SIU desks, and audit weeks—kept as distinct engagements rather than renamed versions of the same report.
Independent look at case reserves versus emerging loss trends, with charts and narrative suited for actuarial and finance committees.
Review detailsCross-file comparison to surface recurring providers, claim clusters, and documentation anomalies for SIU referral.
Review detailsSecond-pair-of-eyes preparation for internal audit or reinsurer audits, including evidence packs and interview briefing notes.
Review detailsClient stories live on our reviews page; here is one voice from a regional motor book.
“Their motor sample caught three files where the garage estimate had drifted far past the photos. We adjusted two reserves before month-end.” Lan Pham · Claims Manager
Brookbase is a claims review practice, not a day-to-day adjusting desk. We sample, annotate, visualise patterns where they help the argument, and hand findings back to the people who own the book.
Learn the reading sequence we use across motor, property, and casualty files on our methods page.
Open our methodsWhat we look for first in a Vietnamese motor claim file
Police abstracts, first garage estimates, and where reserve drift begins.